General Conditions of the AFFIN Education Financing- Loan
- The applicant must be a Malaysian citizen
- Aged starting 18 years and not more than 45 years on the date of application
- The course to be pursued by the student must have registration approval from the Ministry of Higher Education
- Offered to the students pursuing their studies in local or overseas university for higher education.
- Open for foundation, pre-university (A-Level), certificate, diploma degree, postgraduate (Master’s degree & Doctorates) and professional courses.
The eligibility of the program is subject to the Bank’s approval and must be a Shariah Complaint programme.
- Up to 90% of coursework fee or up to remaining unsponsored amount (whichever is lower), plus 5% for RTT (Reduce Term Takaful).
- High financing amounts up to RM 400,000.00
Documents required prior to AFFIN Education Financing- application are:
- Application form that is provided by Affin Bank
- Copy of NRIC for applicant & joint applicant
- Copy of latest 3 months pav slip (certified true copy by employer
- Copy of latest 3 months bank statement where salary is credited
- Copy of latest 6 months commission slip (for commission-based workers)
- Latest EPF statement
- Additional documents required are letter of offer from university, letter of acknowledgement from university and tuition fee structure from university .
