General Conditions of the PTPTN Loan
- The applicant must be a Malaysian citizen
- Aged not more than 45 years on the date of application
- Have met minimum programme entry requirements
- The course to be pursued by the student must have registration approval from the Ministry of Higher Education
- The remaining period of study at the time of application should not be less than one (1) year;
- The applicant has no existing loan with PTPTN
- The applicant has no other sponsor
- “Skim Simpanan Pendidikan Nasional” (SSPN) i-saving account is a requirement prior to application
Application is only valid through the PTPTN online application (http://www.ptptn.gov.my) . Students must fill in all necessary information required and submit for processing.
Documents required prior to PTPTN online application are:
- PTPTN pin number - to obtain from any Bank Simpanan Nasional (BSN) branch
- CIMB account number - CIMB (conventional account) saving account.
- SSPN account number - SSPN account can be opened in online through PTPTN website (http://www.ptptn.gov.my) or at Maybank or Bank Islam with a minimum deposit of RM20.00
